Plus, you could be hit with temporary hold charges that could potentially cause an overdraft if you use Chime SpotMe. You will also have some car rentals having some age restrictions to be able to use a debit card. Some rental locations may not even accept debit cards, or there may be certain vehicle types that they won’t accept them for. Using the Chime debit card may be more feasible, but it’s not without its own hurdles. This can make things a bit complicated when you’re trying to rent a car. It’s a secured prepaid card, which means you can only use the funds that you already have. The Credit Card is more widely accepted since it is NOT capped by your bank balance.īut using a credit card is not always a guarantee, especially with Chime’s Credit Builder Card. Usually, you will have better luck using a credit card compared to using a debit card at car rentals. It ultimately boils down to which location, which card-debit or credit, and which vehicle.Ĭhime Credit Builder Card vs Debit Card for RentalsĪnother important detail we are going to cover is whether you can use the Chime Credit Builder Card or Debit Card.Ĭar rental companies, like the big dogs Enterprise and Hertz, typically accept major credit cards, which should include Chime’s Visa-branded cards. Here we tried to give you all the details based on the available responses from Chime users and our own research. Unfortunately, there is no straight “Yes” or “No” answer. You can also check this article on how increasing fraud concerns have recently impacted the acceptance of Chime Cards at major car rentals.Īs a result, users can have different experiences using the Chime Card with the same car rentals across locations. Nowadays, even car rental companies that previously accepted Chime have had users complaining that it is not being taken. The best way to save yourself a headache is to have a backup payment option in case Chime doesn’t work out. You could try calling the specific location. There are also different policies for the airport and non-airport locations serviced by these companies.Ĭompanies like Enterprise and Turo are your best bet. Sometimes, they may accept it, and other times they might not, depending on the location and demand. Using Chime Card for Rent-a-Car- Important ContextĬar rental companies can be picky about which payment methods they accept, including the Chime card. In this comprehensive guide, you will get the complete picture along with the complexities involved. If you want to save yourself the trouble, always have a backup plan like an alternate credit card, in case you are not able to get your Chime Card accepted. Budget offers limited acceptance to Chime.Dollar Rental and Thrifty are currently NOT supporting Chime, but you may be lucky, depending on the location. Avis does not accept Chime Cards for car pick-up, but only for payment at the time of car returns.Enterprise has a better acceptance rate of Chime Cards, compared to peers.work with Chime Debit or Chime Credit Builder cards? It took us a a good bit of research as the answer is not as straightforward as it seems.ĭo popular car rental companies like Hertz, Budget, Enterprise, Avis, etc.

Spoiler alert: it’s a bit of a tricky situation. Planning to rent a car with Chime? Hold on tight! Here’s the scoop on whether you can use the Chime Credit Builder Card or Chime Debit Card at a car rental.

Carla car rental cancellation policy